How To Understand the Different Parts of Original Medicare
Original Medicare is a federal health insurance program that provides coverage for seniors and certain disabled individuals in the United States. It consists of two parts, Part A and Part B, which provide coverage for hospital care, medical care, and some preventive services. Understanding the different parts of Original Medicare can help you make informed decisions about your healthcare needs.
Part A: Hospital Insurance
Part A of Original Medicare covers inpatient hospital stays, skilled nursing facility stays, home health visits, hospice care services, and some other medical services. It also covers durable medical equipment like walkers or wheelchairs. Part A does not cover routine doctor’s visits or prescription drugs.
Part B: Medical Insurance
Part B of Original Medicare helps cover medically necessary doctor’s visits and outpatient procedures such as lab tests or X-rays. It also helps cover certain preventive services like flu shots or screenings for cancer or diabetes. Additionally, Part B covers certain durable medical equipment such as prosthetic limbs and some prescription drugs if they are medically necessary to treat a condition covered by Part B. However, it does not cover routine vision or dental care services.
Understanding the different parts of Original Medicare can help you make informed decisions about your healthcare needs so that you can get the best possible care at an affordable cost. Knowing what is covered by each part will help you choose a plan that meets your specific needs while still staying within budget.
Tags:
Original Medicare, Part A, Hospital Insurance, Part B, Medical Insurance, Inpatient Hospital Stays, Skilled Nursing Facility Stays, Home Health Visits, Hospice Care Services, Durable Medical Equipment, Doctor’s Visits, Outpatient Procedures, Lab Tests/X-Rays/Scans/MRIs/Ultrasounds, Preventive Services (Flu Shots), Cancer Screenings/Diabetes Screenings, Prosthetic Limbs, Prescription Drugs (medically necessary),
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